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Earn Points on Every Purchase
Earn Points on Every Purchase

*Shop Your Way Additional Category Earn Program For Existing Cardmembers 

 

The Shop Your Way Additional Category Earn Program is not transferable and is subject to credit approval. The Shop Your Way Additional Category Earn Program is subject to the Shop Your Way terms and conditions located at www.shopyourway.com/terms. Your Shop Your Way member number must be linked to your Shop Your Way Mastercard® in order to participate in the Shop Your Way Additional Category Earn Program.

You have the opportunity to earn Shop Your Way points when you use your Shop Your Way Mastercard for eligible purchases. These extra points are inclusive of any base points or Sears base points earned. When extra point offers are combined, total points earned will be less than the combined point totals for each individual offer. Base points mean the 1% back in points described below. Sears base points mean those points awarded as part the standard Shop Your Way program.

You may only earn 5% back on eligible gas station purchases and 3% back in points on eligible restaurant and grocery store purchases on the first combined purchases of $10,000 per calendar year and then 1% thereafter. The limit on points that may be earned on eligible gas station, restaurant and grocery store purchases will be reset each December 31st, and eligible purchases made in such categories after that date will again be eligible to earn additional points until the limit is again reached.

5% back in points on eligible gas station purchases, for the first $10,000 (which includes the eligible restaurant and grocery store purchases) per calendar year and then 1% thereafter. (5% back in points equals 4% in extra points and 1% in base points.) Certain Non-Eligible Purchases. You will only earn 1% back in base points, not 5%, for gas purchased at superstores, supermarkets, convenience stores and warehouse clubs or for fuel used for non-automobile purposes.

3% back in points on eligible restaurant (including cafes, bars, lounges and fast food restaurants) and eligible grocery store purchases for the first $10,000 (which includes the eligible gas station purchases) per calendar year and then 1% in base points thereafter. (3% back in points equals 2% in extra points and 1% in base points.) Certain Non-Eligible Purchases. You will only earn 1% in base points, not 3%, for restaurant purchases made at bakeries and certain restaurants/cafes inside department stores, grocery or warehouse clubs, and for grocery purchases made at superstores, convenience stores, gas stations, warehouse clubs, and discount stores.

2% back in points on purchases that are “Qualifying Purchases” under the Shop Your Way Program at Sears (Full Line Stores, Sears Grand), Sears Dealer Stores (Sears Hometown Stores, Sears Outlet Stores, Sears Home Appliance Showrooms, and Sears Hardware), Kmart®, mygofer and Land’s End merchandise within Sears stores. (2% back in points equals 1% in extra points and 1% in Sears base points.)

1% back in points on purchases that are not classified as either Qualifying Purchases or Non-Qualifying Purchases under the Shop Your Way Program and that are made outside of Program Stores or are described above as “Certain Non-eligible Purchases” (“base points”).

No points are awarded or can be redeemed for balance transfers, cash advance transactions, cash advance transactions designated as purchases, convenience checks, returned purchases, disputed or unauthorized purchases/fraudulent transactions, annual credit card membership fees, money orders, wire transfers, bets, lottery tickets, or casino gaming chips, credit insurance premiums, AccountCare® fees, interest charges and credit card fees. Except as otherwise determined by Transform SR Holding Management LLC in its sole discretion, Members may redeem points on all Program-Eligible Purchases except for purchases from Sears Home Services, purchases of prescriptions, and purchases from Shop Your Way Merchants and other parties designated by Transform SR Holding Management LLC from time to time.

Points will post to your Shop Your Way account within approximately one week after the eligible purchase is made. Points can be redeemed at checkout in-store or online. Exclusions apply. For Point redemption and expiration terms, visit shopyourway.com/terms. Merchants must submit charges under the appropriate merchant code or industry code for you to receive the additional Shop Your Way points. We do not determine whether merchants appropriately identify all transactions you make on your account but we do reserve the right to determine which purchases qualify for points. By accepting Shop Your Way member benefits and offers, you agree to the Shop Your Way terms and conditions available at www.shopyourway.com/terms. The Shop Your Way Program is offered by Transform SR Holding Management LLC. Citibank is not responsible for products or services offered by other companies. To discontinue participation in the Shop Your Way Programs at any time, call Shop Your Way at: (800) 991-8708.

Shop Your Way and Sears credit cards are issued by Citibank, N.A. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Citi and Arc Design is a registered service mark of Citigroup Inc. Shop Your Way and related logos, are used with permission and under license from Transform SR Brands LLC. Citibank is not responsible for products or services offered by other companies.