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Check Cashing   |   Pay Bills   |  Western Union




Get your money instantly with Check Cashing, exclusively for Shop Your Way members. For just $5 or less, cash payroll checks, government checks and two-party checks with ease. Have checks to cash? Head to the Customer Service Desk. See store list for availability.


Check Cashing Acceptance Policy


Check type and limits

  • Government checks up to $2,000
  • Payroll checks up to $2,000
  • Two-party checks up to $500

IDs accepted

  • U.S. Driver’s License
  • State-Issued ID
  • U.S. Military ID
  • U.S. Passport


  • Mexican Matricula Consular ID
  • Tribal ID
  • Green Card (Alien Registration Receipt/Permanent Resident Card)




Pay your bills quickly & securely 
It's always $1.50 or less—and we’ll deliver payment
the next day 

Pay Bills

Why pay your bills at Kmart?


  • Payment fees of $1.50 or less
  • Multiple payment options


  • No late fees or service disruptions
  • Next-day payment delivery
  • Access to thousands of billers
  • Secure payments through CheckFreePay

Bills accepted Pay over 3,000 billers, including electric, gas, phone, TV, auto, insurance, credit cards and more
Payment delivery Payment will always be delivered to the biller by the next business day
Payment fee All bills cost $1.50 or less to pay, and many have no fee
Payment methods We accept cash and PIN-based debit cards
How to pay Bring your bill statement to your Kmart and head to the Customer Service desk
Where to pay You can pay bills at any domestic Kmart store. Use the store finder to locate a Kmart near you



Bill Payments must be processed at Kmart by 7 p.m. Eastern Time to be delivered to biller by next business day. Business days exclude weekends and other days banks are legally closed. Posting times vary by biller. Not all billers available at all locations and are subject to change. Fees are due at time of transaction and are subject to change. Ask clerk for details. Bill payment services are provided by CheckFreePay Corporation, a licensed money transmitter, and CheckFreePay Corporation of New York, which is licensed as a Money Transmitter for payment services by the New York State Department of Financial Services (collectively "CheckFreePay"). Kmart is an authorized agent of CheckFreePay. Other products referenced in this material may be trademarks or registered trademarks of their respective companies. © Copyright 2017 CheckFreePayCorporation. All rights reserved.

This retailer is an authorized delegate of CheckFreePay Corporation pursuant to Chapter 151 of the Texas Finance Code, Subchapter E, Conduct of Money Transmission Business.


Western Union

Western Union Money Transfer® service gives you a simple way to send and receive money
at participating Kmart locations.

Send money to family and friends for emergencies, last-minute gifts and everyday necessities.
You can send money for cash pick up or to their qualifying bank account. 

Learn More


Western Union

Kmart engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, please contact Western Union Customer Service first at 1-800-325-6000. After contacting Western Union Financial Services, Inc. and if you still have an unresolved complaint regarding the company's money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit for more information.