Layaway available in-store, online and mobile. Contract initiation fees may apply. All fees are nonrefundable. Service and cancellation fees apply, no partial cancellations permitted. Cancellations can only be made in store. No cancellation fee in Ohio. Layaway contracts require biweekly payments, with option to spread across 8-week or 12-week contract. Only 8-week contracts offered in Maryland and Washington D.C. 12- week layaway option only available in store for purchases of $300 or more. Exclusions may apply. See associate for details.
You can shop online
and pay with layaway
Pay online contracts
or ones you've added from in our stores
Add an in-store contract
to make payments online
You can start new layaway
or pick up your layaway items in store
Kmart Online Layaway
Four easy steps to get what you want
Shop what you want.
Add any item marked “Layaway Eligible” to cart and go to checkout. Select “Pay with Layaway” to get started.
Make a down payment.
This is due when you initiate your contract and includes the service fee.
Make payments every two weeks.
Pay online or at your pickup store using cash, check or a credit or debit card. You can opt in for payment reminders.
Get your items.
Once you’ve made your last payment, we’ll send you an email letting you know your item is Ready to Ship or Ready for Pickup.
How long is a Layaway contract?
Layaway contracts are 8 weeks. 12-week contracts are available in store only for purchases of $300 or more.
Are there any fees?
Except where prohibited by law, an 8 week contract requires a $5 Service Fee and a 12-week layaway contract requires a $10 Service Fee.*
Can I cancel my Layaway contract?
Yep! However, you can only cancel a contract in store and must make a full cancellation. Once you do, you’ll receive a full refund of any payments made to date (minus service and cancellation fees).
Are all items available for Layaway?
Only items featuring the label “Layaway Eligible” can be purchased with Layaway. You can find this label on the product page—just above your delivery and pickup options.
What are my payments?
4 easy payments of balance due are required after down payment for an 8 week contract and 6 easy payments of balance due are required for a 12-week contract.
What if I miss a layaway payment?
You have a 7-day grace* period after your payment due date before your contract is cancelled and items are returned to stock. A nonrefundable Cancellation Fee will apply.*
Where can I make payments?
You can make payments in store or online in the Layaway Center. You’ll find the link in the drop-down menu when you click Your Account at the top of any page, or under the More tab on your Account page.
Reserve now and pay as you go with Kmart layaway online
With Kmart layaway online, those big purchases won’t have to wait until later. Take advantage of current deals and lock in today's great values with our online layaway store. Just start your schedule of payments and your brand new television, dining table or sofa will be waiting for you when you're finished.
If you're shopping for big ticket items, Kmart layaway makes it easy. You can pick and choose your own payment plan to find an option that works for you. You can opt for four biweekly payments over an eight-week period. For purchases over $300, you have the option of setting up a 12-week, six-payment contract at your closest Kmart store. Don’t forget that our layaway online service is low-risk; you can cancel at any time to receive a full refund, minus a small cancellation and service fee. Whether you're buying toys for holiday presents or looking for a new kitchen table, Kmart makes it easy to pay according to your schedule.
If you see a deal you like in the Kmart online layaway store, don’t delay. Take advantage of our great prices and convenient layaway payments at Kmart today.