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  1. Home & Family denied for why not lease. I meet the requirements 1000 or more income and over 18. Also have a checking account with debit card Decent credit. Just purchased 2012 car alone with other recent approval. The guy at the store said it was something like a rent to own program. Ok. So why am i reading that so many people are being denied. I called the 1800 number issued to me. I was told to send an email and i would get a explanation of why I was denied. Did that 5 times no response. Not even in my spam inbox. My mother was approved with poor credit. She even has a repossession in the last year and no verifiable income. Maybe the people with poor credit can get approved and people with decent credit get denied. Because looking at this website seems like a lot of people are being denied. Really giving kmart a bad name.