1. General I called & placed an online layaway with a rep.,I finished my order & thought I was set! I About 40 minutes later I go to balance my account & see kmart charged my account 3 charges,158.19,13.69 & 15.00! I only authorized 15.00 layaway,due to some of the items are no longer avaliable for online layaway they charged me for the items & never contacted me,just processed it & now say I have to wait till I receive them I need to send them back in order to get a refund!!!! This is fraud,illegal,yet I am stuck with over drafts due to a rep. who didnt know what she was doing! DO NOT use online layaway!!!!