layaway

$10 down

starts your layaway today

4-6 equal payments. See details.

kmart online layaway

4 easy steps to get what you want

Shop what you want. Add your items to cart and go to checkout
Make a down payment.† This includes the Service Fee and is due when you initiate your contract.
Make payments every two weeks. Online or at any in-store register with cash, check or debit/credit card.
Pick up your items. Once your last payment is made, or schedule your pickup online.
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in-store layaway FAQs

How long is a Kmart layaway contract?

Layaway contracts are 8 weeks. For purchases of $300 or more, a 12-week option is available in-store.

Are there any fees?

Except where prohibited by law, an 8 week contract requires a $5 Service Fee and a 12-week layaway contract requires a $10 Service Fee.*

Can I cancel a layaway contract?

Yes, you can cancel any layaway contract. You will receive a refund of your payments made to date minus the Service and Cancellation Fees.*

Are all items online available for layaway?

Items that are available for online layaway will be identified as "Available for Layaway" on the individual product page.

What are my payments?

4 easy payments of balance due are required after down payment for an 8 week contract and 6 easy payments of balance due are required for a 12-week contract.

What if I miss a layaway payment?

You have a 7-day grace* period after your payment due date before your contract is cancelled and items are returned to stock. A nonrefundable Cancellation Fee will apply.*

Where can I make my payments?

You can make a payment at any register in the store that holds your contract or online at kmart.com/layaway.
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in-store layaway steps

Shop the aisles for what you want and bring merchandise to the layaway counter.

Bring to the layaway counter to start your layaway contract and make the down payment.*

Make payments every two weeks in-store or online. Length varies by contract.

Pick up your items after your final payment.

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AVAILABILITY ONLINE & in-store in-store ONLY
(with a total purchase of $300 or more)
Option 8 week 12-week
Service Fee * $5 $10
Cancellation Fee * $10 $20
Down Payment* $15 or 10%
(whichever is greater)
$30 or $10%
(whichever is greater)
Biweekly Payments 4 easy payments
(of balance due after down payment)
6 easy payments
(of balance due after down payment)

* Except where prohibited by law, in which case the down payment would be less than the amount shown above. See stores for state specific fee limitations. Down payment includes a $5 Service Fee for an 8 week contract and a $10 Service Fee on a 12-week contract. No partial cancellations are permitted. Cancellations can be made only in the store where you opened your contract.

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how it works

Select your desired option.

today, then
over the next 8
weeks made bi-weekly

8 week sample payment plan

purchase
amount
down
payment *
4 easy
payments
total
payment **
$100 $15 $23 $105
$200 $21 $47 $205
$300 $31 $69 $305
$400 $41 $92 $405

12 week sample payment plan
only available in-store on purchases $300 or more with a $10 Service Fee

purchase
amount
down
payment *
6 easy
payments
total
payment **
$300 $31 $47 $310
$400 $41 $62 $410
$500 $51 $77 $510
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