layaway

8-week option layaway facts

• Service Fee

  is $5 for all new layaway contracts.*

• Cancellation Fee

  is $10 for all new layaway contracts.*

• Down Payment

  is $15 or 10% (whichever is greater) and is collected when merchandise is put on layaway.*

• 4 Easy Payments

  of balance due are required after down payment for an 8-week layaway contract.

* Except where prohibited by law, in which case the
  down payment would be less than that amount. See
  stores for state specific fee limitations. Down
  payment includes a $5 service fee for an 8-week
  contract. No partial cancellations are permitted.
  Cancellations can be made only in the store
  where you opened your contract.

Requires down and biweekly payments. All fees nonrefundable. Cancellation fees apply. Not available at all Kmart locations. Exclusions apply, see store for further details.

are all items online
available for layaway?

Items that are eligible for online layaway will be identified as "Available for Layaway" on the individual product page.

find a kmart layaway
location near you*

* Layaway is not available in all Kmart stores.

Requires down and biweekly payments. All fees nonrefundable. Cancellation fees apply. Not available at all Kmart locations. Exclusions apply, see store for further details.

What are my payments?

4 easy payments of balance due are required after down payment for an 8-week contract and 6 easy payments of balance due are required for a 12-week contract.

What if I miss a layaway payment?

You have a 7-day grace* period after your payment due date before your contract is cancelled and items are returned to stock. A nonrefundable Cancellation Fee will apply.*

Where can I make my payments?

You can make a payment at any register in the store that holds your contract or online at kmart.com/layaway.