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What is a "Flexible Spending Account"?
A flexible spending account (FSA) is a healthcare benefit program set up with your employer. This voluntary plan allows you to place a portion of your pre-taxed income into a pre-paid spending account. Use your FSA funds on a variety of everyday healthcare items to save money on your purchases. Be sure to use all of your FSA monies by December 31st as they are not transferable to the following year and will be lost if not used.
How to get started
Find out if your company offers FSA benefits. If so, decide how much money you would like to set aside in your FSA account and ask your employer for a list of qualifying items.
Contribute to your account. This account is managed by your insurance company and is accessible only to you.
To make a purchase
In-store purchases with an FSA debit card: Use your FSA debit card for any eligible purchase. Your account will be automatically debited, so there is no need to submit receipts.
Online or in-store purchases without an FSA debit card:
Look through your receipt for items marked to denote any health purchases that qualify for FSA reimbursement.
Your total healthcare purchases will be calculated at the bottom of your receipt for easy reference. Then, submit the receipt to your insurer and be reimbursed on approved items with allocated funds from your FSA.
FSA Approved Categories:
Allergy & Sinus
Asthma medications
Eye drops & ointments
Household items for allergies
Allergy medications
Nasal sprays, drops & strips
Sinus medications
Baby
Baby nutrition
Baby toiletries
Prenatal vitamins
Cough & Cold
Children's cough & cold medications
Cold rubs & vaporizer liquids
Cough drops & syrups
Echinacea
Cold medications
Nasal sprays, drops & strips
Sore throat medications
Sugar free medications
Zinc lozenges
Cough medications
Cold & flu medications
Diagnostics Equipment
Thermometers
Blood Pressure Monitors
Cholesterol Testing
Family planning
Diabetic creams & lotions
Diabetic lancets
Diabetic monitors & test strips
Eye & Ear Care
Contact lens accessories
Contact lens cleaners
Contact lens disinfectants &
storage solutions
Contact lens enzymatic
cleaners
Contact lens eye drops
Contact lens no rub solutions
Ear drops & wax removal
Reading glasses
First Aid
Adhesive & liquid bandages
Alcohol, alcohol wipes & swabs
Anti-itch relief creams
Anti-Itch relief lotions & gels
Anti-Itch relief ointments & bath
treatments
Anti-Itch relief sprays
Antiseptics & topical antibiotics
Cold & got packs
Durable medical equipment
Incontinence
Incontinence briefs
Incontinence guards
Lotions & towelettes
Incontinence pads
Incontinence liners
Protective underwear
Women's health devices
Pain Relief
Arthritis pain relief
Aspirin
Back pain relief
Children's pain relief
Pain relief creams
Pain relief gels
Cold & hot packs
Hemorrhoid care
Menstrual & PMS pain relief
Migraine pain relief
Motion sickness relief
Non-aspirin pain relief
Oral remedies
Sleep aids
Stomach aids
Content on this site is provided for informational purposes and is not meant to substitute for the advice provided by your own physician or other medical professional.
Sears Holdings Corporation makes no representation or warranties, expressed or implied, nor claims responsibility for the results obtained from the use of such information.
