Skip Navigation

Sears Credit Card Offers


top header
top image
top image
top image
bottom
bottom
bottom
Bottom
Apply
Apply
bed

Mattresses

5% off ON SELECT MATRESSES/FOUNDATIONS (S) ITEMS over $399* OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

-12 months** on select Home Appliance items (S) over $399* - $1,398.99*        

-24 months** on select Home Appliance items (S) over $1,399*

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.  Offer requires the use of a qualified Sears card.

 

Offer valid November 29th through December 25th, 2017.

See Financing Disclosures & Exclusions

Shop

Outddor

Outdoor Living/Seasonal

5% off ON SELECT OUTDOOR LIVING/SEASONAL (I) ITEMS over $399* OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

-12 months** on select Home Appliance items (I) over $399* - $1,398.99*         

-24 months** on select Home Appliance items (I) over $1,399*

 

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.  Offer requires the use of a qualified Sears card.

Offer valid November 29th through December 25th, 2017.

See Financing Disclosures & Exclusions

Shop

bed

Fine Jewelry

5% off ON SELECT fine jewelry (m) ITEMS over $399* OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

-12 months** on select Home Appliance items (M) over $399* - $1,398.99*      

-24 months** on select Home Appliance items (M) over $1,399*

 

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.  Offer requires the use of a qualified Sears card.

Offer valid November 29th through December 25th, 2017.

See Financing Disclosures & Exclusions

Shop

+ For on-line transactions, the required minimum transaction amount is based on the single item selected and you must select Special Financing offer on the payment page in checkout. For in-store transactions, purchase requirement amount is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction. 

Offers may not be combinable with other Sears card offers.

** IMPORTANT DEFERRED INTEREST PROMOTIONAL DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

With credit approval, for qualifying purchases made on a Sears card.  Sears Commercial One® accounts excluded.  Sears Home Improvement AccountsSM valid on installed sales only.  Sears cards:  As of 11/20/2017, APR for purchases:  Variable 8.24%-26.24% or non-variable 5.00%-26.49%.  Minimum interest charge:  up to $2.  See card agreement for details, including the APRs and fees applicable to you.  Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.


Sears Cards are issued by Citibank, N.A.


*Shop Your Way Additional Category Earn Promotion

This promotion is not transferable; is subject to credit approval and the Shop Your Way terms and conditions located at www.shopyourway.com/terms. Additional limitations, terms and conditions apply. You will be given more information when you apply. Your Shop Your Way account must be linked to your new Sears Mastercard in order to participate in this promotion. You have the opportunity to receive Shop Your Way points for eligible purchases which are made and post to your Sears Mastercard account for 12 months from date of account opening. These extra points are inclusive of any base points earned. When extra point offers are combined, total points earned will be less than the combined point totals for each individual offer.  Base points mean the 1% back in points  which you will receive on purchases that are made outside of Sears, Kmart or other Program Stores or are described below as “certain non-eligible purchases” and which you will continue to receive after this promotion ends. Sears base points mean those points awarded as part the standard Shop Your Way program.

You may only earn 5% back on eligible gas station purchases and 3% back in points on eligible restaurant and grocery store purchases on the first combined purchases of $10,000 during the promotional period and then 1% thereafter. 

5% back in points on eligible gas station purchases, for the first $10,000 (which includes the eligible restaurant and grocery store purchases) during the promotional period and then 1% thereafter. (5% back in points equals 4% in extra points and 1% in base points.) Certain Non-Eligible Purchases. You will only earn 1% back in base points, not 5%, for gas purchased at superstores, supermarkets, convenience stores and warehouse clubs or for fuel used for non-automobile purposes. 

3% back in points on eligible restaurant (including cafes, bars, lounges and fast food restaurants) and eligible grocery store purchases for the first $10,000 (which includes the eligible gas station purchases) during the promotional period and then 1% in base points thereafter. (3% back in points equals 2% in extra points and 1% in base points.) Certain Non-Eligible Purchases. You will only earn 1% in base points, not 3%, for restaurant purchases made at bakeries and certain restaurants/cafes inside department stores, grocery or warehouse clubs. You will only earn 1% in base points, not 3%, for grocery purchases made at superstores, convenience stores, gas stations, warehouse clubs, and discount stores. 

2% back in points on purchases at Sears (Full Line Stores Sears Grand, Sears Dealer Stores (Sears Hometown Stores, Sears Home Appliance Showrooms, and Sears Hardware), Kmart, mygofer and for Lands’ End merchandise within Sears stores that are “qualifying purchases” under the Shop Your Way program during the promotional period and then 1% in Sears base points thereafter. (2% back in points equals 1% in extra points and 1% in Sears base points.) 

You will receive 1% back in base points on purchases that are made outside of Sears, Kmart or other Program Stores or are described above as “certain non-eligible purchases”. 

No points are awarded for balance transfers, cash advance transactions, cash advance transactions designated as purchases, convenience checks, returned purchases, disputed or unauthorized purchases/fraudulent transactions, annual credit card membership fees, money orders, wire transfers, bets, lottery tickets, or casino gaming chips, credit insurance premiums, AccountCare fees, interest charges and credit card fees.   

Points will post to your Shop Your Way account within approximately one week after the eligible purchase is made. Merchants must submit charges under the appropriate merchant code or industry code for you to receive the additional Shop Your Way Points. We do not determine whether merchants appropriately identify all transactions you make on your account but we do reserve the right to determine which purchases qualify for points. By accepting Shop Your Way member benefits and offers, you agree to the Shop Your Way terms and conditions, available at www.shopyourway.com/terms. The Shop Your Way program is offered by Sears Holdings Management Corporation. Citibank is not responsible for products or services offered by other companies.

 

Sears cards are issued by Citibank, N.A. Citibank is not responsible to for products or services offered by other companies. Sears Select MasterCard cards are issued by Barclays Bank, DE. Barclays is not responsible for products or services offered by other companies. Sears is a registered trademark and is used under license from Sears Brands LLC.


Mattresses

(S) Offer available on items Sold by Kmart only. In-store offers may vary. Offer requires the use of a qualified Sears card and is subject to credit approval. Number of months deferred is based on purchase price. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. Minimum item purchase requirement is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction May not be combined with other promotional offers. Offer valid for consumer accounts in good standing and is subject to change without notice. Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only. Excludes Clearance and Everyday Great Price items. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required. Items sold by Sears only. No interest if paid in full within 12 months on purchases with item(s) of $399 - $1398.99; No interest if paid in full within 24 months on purchases with item(s) of $1399 and above.

Outdoor Living

(I) Offer available on items Sold by Kmart only. In-store offers may vary. Offer requires the use of a qualified Sears card and is subject to credit approval. Number of months deferred is based on purchase price. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. Minimum item purchase requirement is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction May not be combined with other promotional offers. Offer valid for consumer accounts in good standing and is subject to change without notice. Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only. Excludes Clearance and Everyday Great Price items. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required. Items sold by Sears only. No interest if paid in full within 12 months on purchases with item(s) of $399 - $1398.99; No interest if paid in full within 24 months on purchases with item(s) of $1399 and above.

Fine Jewelry

(M) Offer available on items Sold by Kmart only. In-store offers may vary. Offer requires the use of a qualified Sears card and is subject to credit approval. Number of months deferred is based on purchase price. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. Minimum item purchase requirement is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction May not be combined with other promotional offers. Offer valid for consumer accounts in good standing and is subject to change without notice. Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only. Excludes Clearance and Everyday Great Price items. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required. Items sold by Sears only. No interest if paid in full within 12 months on purchases with item(s) of $399 - $1398.99; No interest if paid in full within 24 months on purchases with item(s) of $1399 and above.