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Sears Credit Card Offers

Shop You Way members get 10% back in points

*Qualifying Sears card purchases in Home Fashions & Décor, Furnishings and Household Goods earn 5% in points. 5% offer is inclusive of any base

points earned on qualifying purchases. (Sears card 5% in points offer equals 4% in extra points and 1% in base points.) Extra points expire 90 days

once received. Base points expire one year after issuance. Offer valid 1/3/2016-4/2/2016 for qualifying purchases made at participating Kmart

locations and at Kmart.com for items marked Sold by Kmart. Points awarded after discounts and before taxes have been applied and will post to your

Shop Your Way® account the day after qualifying purchase is made. Exclusions: (1) Deferred interest transactions; (2) Sears Commercial One®, Sears

Home Improvement AccountsSM and Sears SelectSM MasterCard accounts; (3) Purchases from Sears Marketplace; (4) Layaway contracts; (5) Kmart

Guam and Virgin Island stores. Subject to credit approval. By accepting Shop Your Way® member benefits and offers, you agree to the Shop Your Way®

terms and conditions, available at www.shopyourway.com/terms. Must remain opted-in to receiving promotional emails from Shop Your Way® to earn

extra points. When extra point offers are combined, total points earned will be less than the combined point totals for each individual offer. The Shop

Your Way® program is offered by Sears Holdings Management Corporation. Sears cards are issued by Citibank, N.A. Citibank is not responsible for

products or services offered by other companies.

Citi and Arc Design is a registered service mark of Citigroup Inc. MasterCard is a registered trademark of MasterCard International Incorporated.

Sears is a registered trademark and is under license from Sears Brands LLC.

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Sears card offer: with credit approval, 50% off purchase today in store (up to $50) will be credited as a statement credit to your account when you make a qualifying purchase(s) today with your new Sears card. Purchases must be made same day as account opening in order to receive statement credit. As of 1/20/2016, the APR for purchases and balance transfers is 25.49% and the APR for cash advances is 27.40%. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. The cash advance fee is 5% of each transaction; minimum $5. The balance transfer fee is 5% of each transaction, minimum $10 and the transaction fee for foreign purchases is 3% of each purchase transaction in U.S. dollars. See card agreement for details. See card agreement for details.

Limit one new account offer per account. Offer at participating locations and may vary. The new account offer (50% off purchases today in store, up to a $50 total discount, will not apply if your first day purchases are subject to a different special financing (deferred interest) offer. Offers are subject to change without notice. Restrictions apply. See associate for details. Disclosures required by CA law will be provided in the language in which the contract is negotiated. Sears cards are issued by Citibank, N.A. Citi and Arc Design is a registered service mark of Citigroup Inc. Sears is a registered trademark and is under license from Sears Brands LLC. 

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offer valid through 4/30/16

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment.**

 

Minimum purchase required. Minimum purchase requirement is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction.

Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you.

 

**With credit approval, for qualifying purchases made on a Sears card (Sears Commercial One® accounts excluded). Sears Home Improvement AccountsSM valid on installed sales only. Offer valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other promotional offers. Online offers may vary. Sears cards: As of 1/17/2016, APR for purchases: Variable 7.49% – 27.49% or non-variable 14.00% – 29.99%.

 

Citi and Arc Design is a registered service mark of Citigroup Inc. MasterCard is a registered trademark of MasterCard International Incorporated. Sears is a registered trademark and is used under license from Sears Brands LLC.

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offer valid through 1/31/17

5% off excludes assorted brands.

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment.**

 

Minimum purchase required. Minimum purchase requirement is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction.

Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you.

 

**With credit approval, for qualifying purchases made on a Sears card (Sears Commercial One® accounts excluded). Sears Home Improvement AccountsSM valid on installed sales only. Offer valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other promotional offers. Online offers may vary. Sears cards: As of 1/17/2016, APR for purchases: Variable 7.49% – 27.49% or non-variable 14.00% – 29.99%.

 

Citi and Arc Design is a registered service mark of Citigroup Inc. MasterCard is a registered trademark of MasterCard International Incorporated. Sears is a registered trademark and is used under license from Sears Brands LLC.

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Offer valid through 1/31/17

Special Financing: No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment.**

 

Minimum purchase required. Minimum purchase requirement is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction.

Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you.

 

**With credit approval, for qualifying purchases made on a Sears card (Sears Commercial One® accounts excluded). Sears Home Improvement AccountsSM valid on installed sales only. Offer valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other promotional offers. Online offers may vary. Sears cards: As of 1/25/2016, APR for purchases: Variable 7.49% – 27.49% or non-variable 14.00% – 29.99%.

 

Citi and Arc Design is a registered service mark of Citigroup Inc. MasterCard is a registered trademark of MasterCard International Incorporated. Sears is a registered trademark and is used under license from Sears Brands LLC.

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Offer valid through 1/31/17

EXCLUSIONS
Extra 5% off qualified appliances over $129 when you use your Sears Card. Must select the Extra Savings offer on the payment page in checkout to get instant savings. Cannot be combined with other Sears card discounts. Excludes Sears Commercial One accounts and Outlet Stores. Sears Home Improvement AccountSM applies on installed merchandise only. Excludes Electrolux, Jenn-Air, Dacor, Fisher & Paykel, home appliance closeouts, clearance, Smart Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items.

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**Must maintain a valid email address and remain opted-in to receiving promotional emails from Shop Your Way®.  Members earn points on qualifying purchases, excluding sales taxes and other fees.  Subject to full program terms available at shopyourway.com.  5% in points is inclusive of, and not in addition to, any base points earned on qualifying purchases.  When extra point offers are combined, total points earned will be less than the combined point totals for each individual offer.  See shopyourway.com for details.  Not valid on layaway purchases.  5% points cannot be combined with deferred interest financing.  Sears cards are issued by Citibank, N.A. Excludes Sears Commercial One® Accounts and Sears Home Improvement  AccountSM accounts.  Some restrictions apply. The Shop Your Way program is offered by Sears Holdings Management Corporation. Citibank is not responsible for products or services offered by other companies.

MasterCard is a registered trademark of MasterCard International Incorporated.

Sears is a registered trademark and is used under license from Sears Business Unit Corporation.