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Kmart Layaway

kmart layaway
Member Offer

No Money Down Layaway Details: Offer valid in-store and online on new layaway contracts  through 11/29/2015. No down payment required at contract initiation. Service and cancellation fees apply. No cancellation fee in Ohio. All fees nonrefundable. Requires biweekly payments.  Total layaway contract amount spread over 4 biweekly payments for an 8 week contract or 6 biweekly payments for a 12 week contract. Maryland, Washington D.C. and online offer 8 week contracts only.  12-week Layaway option available in-store only on purchases of $300 or more. Not available at all stores. See store for details.  

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Pay online contracts 
or ones you've added from in our stores

Make a payment

Add an in-store contract
to make payments online

Add A Contract

You can start new layaway
or pick up your layaway items in store

Find A Store


Kmart online Layaway – 4 easy steps to get what you want

Shop for what you want.

Add your items to cart and go to check out. If in store, head to the layaway counter.

Make a down payment.

This includes the service fee, and is due when you initiate your contract.

Make payments every two weeks.

Store pickup contracts can make payments online at or at the store where the merchandise will be picked up.  

Payments for Ship to Home contracts must be made online at

Pick up your items.

Once your last payment is made, or schedule your pickup online.

     Sign up today for Layaway Payment Text Reminders, you will be sent a link to easily and quickly complete the sign up process. 

*Text LAYAWAY to 56278. 

By texting the keyword, you agree to receive recurring autodialed messages from Kmart layaway alerts to my mobile number regarding payment reminders and also agree to the program terms and privacy policy at Message and data rates may apply. Recurring messaging and frequency may vary. Reply STOP to cancel. Reply HELP for more information. Consent is not a condition of any purchase.

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Layaway options


Requires down and biweekly payments. All fees nonrefundable. Cancellation fees apply. No cancellation fees in Ohio. Not available at all Kmart stores. 12-week layaway option available only on in-store purchases of $300 or more. Exclusions apply. See associate for further details.

Except where prohibited by law, in which case the down payment would be less than the amount shown above. See stores for state specific fee limitations. Down payment includes a $5 Service Fee for an 8 week contract and a $10 Service Fee on a 12-week contract. No partial cancellations are permitted. Cancellations can be made only in the store where you opened your contract.

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8-week & 12-week Layaway facts |  Download Facts


In-store Layaway FAQ's

How long is a Kmart layaway contract?

Layaway contracts are 8 weeks. For purchases of $300 or more, a 12-week option is available in-store.

Are there any fees?

Except where prohibited by law, an 8 week contract requires a $5 Service Fee and a 12-week layaway contract requires a $10 Service Fee.*

Can I cancel a layaway contract?

Yes, you can cancel any layaway contract. You will receive a refund of your payments made to date minus the Service and Cancellation Fees.*

Are all items online available for layaway?

Items that are available for online layaway will be identified as "Available for Layaway" on the individual product page.

What are my payments?

4 easy payments of balance due are required after down payment for an 8 week contract and 6 easy payments of balance due are required for a 12-week contract.

What if I miss a layaway payment?

You have a 7-day grace* period after your payment due date before your contract is cancelled and items are returned to stock. A nonrefundable Cancellation Fee will apply.*

Where can I make my payments?

You can make a payment at any register in the store that holds your contract or online at


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Reserve now and pay as you go with Kmart layaway online

With Kmart layaway online, those big purchases won’t have to wait until later. Take advantage of current deals and lock in today's great values with our online layaway store. Just start your schedule of payments and your brand new television, dining table or sofa will be waiting for you when you're finished.

If you're shopping for big ticket items, Kmart layaway makes it easy. You can pick and choose your own payment plan to find an option that works for you. You can opt for four biweekly payments over an eight-week period. For purchases over $300, you have the option of setting up a 12-week, six-payment contract at your closest Kmart store. Don’t forget that our layaway online service is low-risk; you can cancel at any time to receive a full refund, minus a small cancellation and service fee. Whether you're buying toys for holiday presents or looking for a new kitchen table, Kmart makes it easy to pay according to your schedule.

If you see a deal you like in the Kmart online layaway store, don’t delay. Take advantage of our great prices and convenient layaway payments at Kmart today.